Lesson Of The Day: Single Friends & Married Couples

Keeping It Real: I almost always can find a topic from some ish that a person has said and or did from the internet! I am a Twitterer and Tyrese the singer/movie star tweeted that married folks... "Be careful hangin out with single friend.. Their advice may lead u to being single like them!!!" I have to disagree with him! 

Why is that MOST MEN always have a problem with their ladies, single friends? Most women I know personally and over the internet always say my man don't want me hanging with my single friends? Why don't the woman say that?  Most men are hounds and almost always try to impress their friends with I AM A BIG MAN! So why shouldn't the women say that about their single friends?

If you allow yourself to get caught up in something, how can that be blamed on a single friend and NOT  the person who did it? If you allow a person married or single to give you advice about your relationship and you run with it, who is that on? What does it say about the man and your relationship if your man do not want you around single friends? Does he TRUST you? He can't, if he is worried that you being with your single friend is going to lead you astray! Sometimes, that single friend is who your man HAS HIS EYE on too and could be why he doesn't want her around! 

I was married for 24 years and it wasn't my single friends giving me advice that made me get a divorce, it was HIM!!! 9 out of 10, that single FRIEND will be there for you, through thick and thin and also be there when the chips are down too! Ya Dig?..

Lesson Of The Day: Attorney's Advice..No Charge

If only one item applies to you it is worth reading this.

 

 

ATTORNEYs ADVICE - NO CHARGE  

Not A Joke!!   Even If you dislike attorneys....you will love them for these tips.

Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:

1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.' 

2. When you are writing checks to pay on your credit card accounts,  DO  NOT put the complete  account number on the 'For' line. Instead, just put the  last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your  SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.

4. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel..... Keep the photocopy in a safe place. 
I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards.

Unfortunately, I an attorney, have first hand knowledge because my wallet was stolen last month... Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.
But here's some critical information to limit the damage  in case this happens to you or someone you know:

5. We have been told we should  cancel our  credit cards immediately.. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

6.  File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here's what is perhaps  most important of all: (I never even thought to do this.) 
7. Call  the  3 national credit reporting organizations  immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.  

The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks..

Now, here are the numbers you always need to contact about your wallet, if it has been stolen:

1..) Equifax: 1-800-525-6285 

2.) Experian (formerly TRW): 1-888-397-3742

3.) Trans Union : 1-800-680 7289

4.) Social Security Administration (fraud line): 
1-800-269-0271

We pass along jokes on the Internet; we pass a long just about everything.

If you are willing to pass this information along, it could really

Help someone that you care about..  Ya Dig?...